Policies

Privacy Policy

JDMH Federal Credit Union recognizes the importance of the confidential nature of the information it must maintain for its membership. This policy is designed to protect our member’s personal data and guard our membership from harm or inconvenience. Protecting personal information and using it in a manner consistent with our member’s expectations is a high priority for everyone associated with our credit union.

At JDMH FCU, we collect non-public personal data from a variety of sources. From our members, we collect information on account and loan applications. We also collect information about member’s employment history and credit usage as well as information we receive from consumer reporting agencies regarding credit history and credit worthiness.

Our members will always have access to their information. Members can at any time review their information and make necessary changes to ensure that our records are accurate and up to date.

The credit union will only share our member’s information with companies and organizations that are affiliated with the credit union for the strict purpose to offer products and services to our members. All third party affiliates enter into a written agreement to abide by our Privacy Policy. Under no circumstances will we give out information to unaffiliated independent third parties.

Only credit union employees and committee members have access to our member’s information. Management and the Supervisory Committee are responsible for the oversight of our Privacy Policy. All employees have read and understand these policies and are aware that disciplinary action will be taken for any violation.

Members of the JDMH FCU have the right to opt out of the credit union’s sharing agreements with third parties. This option covers all third party disclosures and has no termination period. By law, the credit union may share personal information about members regardless of the member’s decision to opt out. The exceptions include, but are not limited to, companies that perform transaction processing initiated by the member or by the credit union on the member’s behalf, credit reporting agencies, the credit union’s attorney, auditors and any level of government agency to comply with legal requirements. Any member who wishes to opt out must contact the credit union office.

Link Policy

For purposes of convenience, JDMH Federal Credit Union’s site contains links to third party web sites. JDMH Federal Credit Union makes no representations or warranties about any third party web site that you may access through the links. By providing a link to those web sites, JDMH Federal Credit Union does not endorse, adopt, or otherwise accept any responsibility for the content or use of those web sites.